Sell on a Payment Plan, and Swap Goods Without Wrecking the Invoice
Split a sale into scheduled instalments and collect each one as it falls due. Take items back and hand different ones out on a single document that settles the difference either way.
Real Customers Do Not Always Pay Once and Keep Everything
A generator, a fridge, a laptop or a set of furniture is often sold on terms, and a good customer sometimes brings something back and takes something else instead. Both are normal retail. Both are painful in software that only understands one payment and one direction of goods, which is where the hand written ledger under the counter usually comes from.
Stockovaa handles both as first class documents. An instalment plan turns a sale into a schedule with a deposit and dated payments, and each collection is recorded against it. An exchange moves goods in and out on one document, puts the returned stock back, takes the new stock out, and settles whatever is left over in whichever direction it falls.
What Is Included
Instalment Schedules
Turn a sale into a deposit and a run of dated instalments, with the remainder allocated rather than lost to rounding.
Collect as They Fall Due
Take a payment against a specific instalment and see immediately what is paid, what is due and what is late.
An Instalment Report
Every plan in one view, so you know what is still out there and who to chase this week.
Two Way Exchanges
Returned lines and new lines on a single document, with stock moving correctly in both directions.
Settle Either Way
The customer tops up, you refund the difference, or nothing changes hands. All three are the same document.
Quotations and Returns
Price a job up front and convert the quote to a sale, and handle straight returns and refunds when nothing is going back out.
Why It Matters
Close Bigger Sales
A price that is out of reach in one payment is often comfortable across four.
No Ledger Under the Counter
The schedule lives in the system, so anyone on shift can see what a customer owes.
Stock Stays Right
An exchange puts the returned item back and takes the new one out, in one action, on one record.
Say Yes More Often
The awkward requests customers actually make stop being the ones your software cannot record.